EB5 Green Card through Investment

Last Updated August 2026
Article Written By
Article Written by Alexander Jovy, Co-Managing Partner at Global Immigration Partners. 15+ years in E2 Visa, L1 Visas, EB5 Green Cards & investor immigration.
Reviewed By
Ruairidh Campbell , Senior U.S. Attorney, Co-Managing Partner.

What is an EB5 visa?

The EB5 visa offers US permanent residency in exchange for a minimum $800,000 investment in the United States you can obtain a Green Card (US Permanent Residency) The investment also needs to create at least ten full-time American jobs.

It is one of the fastest and most effective routes to a Green Card, which offers the freedom to live, work, study, or retire anywhere in America.

You can either place your funds in an investment project run by a Regional Center or you can make and manage the investment yourself under the Direct EB5 route. An entire qualifying family unit can be included under a single investment, which includes the applicant, their spouse, and any children under 21.

Benefits of the EB-5 Green Card

  • Provides a relatively fast pathway to U.S. permanent residency.
  • Allows the inclusion of your eligible family members under a single investment.
  • Grants freedom to live and work anywhere in the United States.
  • Offers the option to invest in your own business or participate in Regional Center program projects.
  • While your investment is at risk, many investors successfully recover their capital.

How to Qualify for an EB-5 Visa

To apply for the EB-5 Visa, follow these steps:

  1. File the appropriate forms:
    • Submit Form I-526 if you are overseas.
    • Submit Form I-485 if you are already in the United States.
  2. Prepare thoroughly before filing:
    • Engage an experienced EB-5 attorney to review the sources of your investment funds for compliance with U.S. regulations.
    • Research and analyze Regional Centers and their projects if applying through the Regional Center program.
    • For Direct EB-5 applications, develop a comprehensive business plan outlining how you will create at least 10 jobs.

Tip: Consulting with a qualified EB-5 Visa lawyer is essential for navigating the process effectively.

Understanding the EB-5 Visa: Availability, Process, and Investment

The EB-5 visa program offers a pathway to permanent residency in the United States for foreign investors who make a qualifying investment in a U.S. business that creates at least ten full-time jobs for U.S. workers. Understanding the nuances of visa availability, processing timelines, and financial requirements is crucial for prospective applicants.

Us visa | eb-5 visa green card by investment | global immigrationEB-5 Visa Allocation: How Many Are Available?

Annually, approximately 700 EB-5 visas are allocated to applicants from each country during the U.S. fiscal year (October to September). It’s important to note that this allocation is based on the applicant’s country of birth, not their current citizenship. If the number of applicants from a specific country exceeds the annual quota, those individuals will be placed on a waiting list.

A key consideration is how family members are counted. While a single investment can include the applicant’s spouse and unmarried children under the age of 21, each family member is counted individually towards the country’s visa allocation. Therefore, a family of four would utilize four EB-5 visa slots.

EB-5 Visa Processing Timeframes

The timeline for obtaining an EB-5 visa can vary depending on several factors. Applicants should anticipate the following stages:

USCIS Initial Application Review: This initial review of the investor’s petition (Form I-526E) typically takes between 6 to 12 months.

National Visa Center Processing and Consular Interview: Following USCIS approval, the National Visa Center (NVC) processes the case, and the applicant attends a consular interview.

Upon approval, the investor and their eligible family members receive a conditional Green Card, granting them the right to live and work in the United States. After a two-year conditional residency period, investors can file Form I-829 to remove the conditions and obtain a permanent Green Card, provided the job creation requirements have been met.

Some individuals may explore alternative visa options, such as theE-2 Visa, to reside in the U.S. while their EB-5 processing is underway.

 EB-5 Visa Costs: Understanding the Investment Threshold

The EB-5 program requires a minimum qualifying investment, the amount of which depends on the location of the investment project:

  • Targeted Employment Area (TEA): $800,000. A TEA is defined as a rural area or an area experiencing high unemployment.
  • Non-Targeted Employment Area: $1,050,000.

In addition to the minimum investment, applicants should budget for various processing fees and other charges payable to U.S. authorities. Consulting with an experienced EB-5 Visa attorney is essential to fully understand all associated costs and program requirements.

Acceptable Sources of EB-5 Investment Funds

U.S. authorities rigorously examine the lawful origin of the funds used for the EB-5 investment. Permissible sources include:

  • Salary
  • Investments
  • Dividends
  • Property Sales
  • Sale of a Business
  • Gifts

If investment funds are received as a gift, comprehensive documentation tracing the source of those funds from the donor is required.

Utilizing Loans for EB-5 Investments

While it is possible to use loan proceeds for an EB-5 investment, stringent criteria apply. The loan must be in the primary applicant’s name and secured by an asset, typically real property. Due to the complexities involved, seeking expert legal counsel before considering this option is strongly advised.

Understanding EB-5 Investor Returns

When considering an investment through the EB-5 program, it’s essential to understand the financial implications. For a fuller discussion of investment considerations, read how EB-5 investor returns are commonly structured. Exploring EB-5 return considerations can provide clarity on potential outcomes and help inform your investment strategy.

How EB-5 Visa Waiting Lists Function

As mentioned, each country has an annual EB-5 visa allocation of approximately 700. While many countries do not utilize their full allocation, some, like China and, to a lesser extent, India, have historically exceeded their quotas, leading to waiting lists. Unused visas from countries below their allocation are made available to those on waiting lists on a first-come, first-served basis.

Visa bulletin - immigration lawyer | eb-5 visa green card by investment | global immigration
Understanding the Visa Bulletin

The U.S. Department of State publishes a monthly visa bulletin that provides updates on the length of waiting lists for countries with oversubscribed EB-5 visa categories. If a country is not listed in the relevant employment-based fifth preference (EB-5) section of the bulletin, it is considered “Current,” meaning there is no waiting list for applicants from that country.

If a date is listed for a particular country, it represents a “priority date,” which is the date USCIS received the applicant’s EB-5 petition. Applicants with a priority date earlier than the date listed in the visa bulletin may be eligible to move forward in the process.

Direct EB-5 vs. Regional Centers

The EB-5 program offers two main investment pathways:

Direct EB-5:

This involves investing directly in the applicant’s own business and directly creating and sustaining ten full-time jobs. While appealing to entrepreneurs, it is chosen by fewer than 5% of applicants due to the challenges of meeting the job creation requirements within a new business.

Regional Centers:

Over 95% of EB-5 investors choose this route. Regional Centers are government-approved entities that pool investments into larger projects, such as hotels, shopping centers, and infrastructure developments. These projects typically create the required jobs indirectly, making compliance with the job creation rule more manageable. However, thorough due diligence on the chosen Regional Center and its projects is crucial. While Regional Centers undergo authorization, their quality can vary significantly, and the EB-5 program mandates that the investment capital must be “at risk.”

Navigating the complexities of the EB-5 visa program requires expert guidance. Consulting with experienced immigration professionals at Global Immigration Partners can provide invaluable assistance in understanding eligibility requirements, navigating the application process, and mitigating potential risks.

Explore EB-5 Regional Center Projects

For applicants considering different investment structures, reviewing EB-5 regional center projects can provide valuable insights. The regional center EB-5 route offers a unique opportunity for investors to participate in job-creating initiatives in the U.S., often allowing for a more passive investment approach. Understanding these options can help you make an informed decision that aligns with your immigration goals.

Get Expert Guidance for Your EB-5 Visa

Investors can speak with an EB-5 visa lawyer about eligibility, documentation, and timing. Our experienced legal team provides comprehensive support tailored to your needs, ensuring that you understand the requirements and processes involved. Take the next step towards your investment goals with trusted EB-5 legal guidance.

Frequently Asked Questions

How long does the complete EB-5 process take?
Replace the unsupported eight-to-ten-month promise with a realistic staged estimate that the firm can tailor and update for the client.

How long can the first EB-5 petition stage take?
The first stage of the EB-5 petition process does not follow a single guaranteed timeframe. USCIS processing time depends on the petition type, the project, the filing date, agency workload, and whether additional evidence is requested. Rural I-526E petitions receive priority processing, but priority does not promise an eight-to-ten-month decision. Our team can check the current USCIS information and the investor’s filing category and provide a working estimate for the first stage. We can update that estimate if the case or government processing changes.

What can speed up or delay an EB-5 case?
An EB-5 case may move faster or slower depending on the petition type, project category, filing date, visa availability, and the government office handling the case. A request for additional evidence, missing source of funds records, or inconsistent project documentation can also cause delays.

Rural I-526E petitions receive priority processing, though this is not a guaranteed approval date. Our team can identify the factors that apply to the investor’s specific case, prepare the filing carefully, and provide a stage-by-stage timeline. No attorney can control government processing, but a complete, well-documented case can help avoid unnecessary delays.

What are the main steps in the EB-5 process?
The EB-5 process generally includes the following steps:

  1. Choose a qualifying standalone or regional center investment and review both the immigration requirements and the investment risks.
  2. Document the lawful source and transfer path of the funds, invest, and file Form I-526 for a standalone case or Form I-526E for a regional center case.
  3. Once a visa becomes available, complete adjustment of status within the United States or immigrant visa processing through a U.S. consulate.
  4. Receive two years of conditional permanent residence, then later file Form I-829 to remove the conditions.

Citizenship is a separate, future consideration and is not an automatic step within the EB-5 process itself. Our team can coordinate the immigration filings, source of funds evidence, and key deadlines throughout the process.

How to get EB5 green card?
Get in contact so we can advise you on the process.

Is EB5 green card worth it?
If you want to obtain a US passport eventually but don’t have any ties with the country, the EB-5 visa might be the best option.

What is EB5 conditional green card?
A conditional green card is valid for 2 years. An EB-5 investor must remove conditions to obtain a permanent green card by filing an I-829.

Can buying a house lead to EB5 green card?
No.

Does an EB-5 green card need to be renewed?
The first green card obtained through EB-5 is normally conditional and valid for two years. It is not renewed like a regular ten-year card. The investor must file Form I-829 within the required filing window and show that the investment and job-creation conditions were met. If USCIS removes the conditions, the investor normally receives a ten-year green card. Our team can monitor the I-829 deadline, coordinate the project and job-creation evidence, and prepare the petition to remove conditions.

Can H1B holder apply EB5 green card?
Yes.

Can you work on an EB5 conditional green card?
Yes.

What is EB5 visa?
The EB-5 visa offers a way for foreign individuals to acquire a green card by investing in a “new business venture.”

What are the basic EB-5 eligibility requirements?
An EB-5 investor must place lawfully sourced capital into a qualifying new commercial enterprise and create at least 10 full-time jobs for qualifying U.S. workers. The funds must be invested, or actively in the process of being invested, and must remain at risk. The standard minimum investment is $1,050,000. A reduced amount of $800,000 applies to a qualifying targeted employment area or infrastructure project. The investor must also document where the funds originated and how they moved into the investment. Our team can review the funds, family circumstances, and proposed project, and advise on whether the case appears to meet the requirements.

What is an EB5 visa?
The EB-5 visa provides a method of obtaining a green card for foreign nationals who invest in a “new commercial enterprise.”

Can I get a loan for EB5 visa?
A loan for an EB-5 visa is one of the options for EB5 Visa funding. The investor can choose between getting an individual loan or a bank loan.

What happens after Form I-526 or I-526E is approved?
Approval of Form I-526 or I-526E does not by itself issue a green card. The next step depends on where the investor is living and whether an immigrant visa is available. An eligible investor in the United States may apply for adjustment of status using Form I-485. An investor abroad normally completes immigrant-visa processing through the National Visa Center and a U.S. consulate. Once approved, the investor and qualifying family members become conditional permanent residents. The investor later files Form I-829 to remove the conditions. Our team can track visa availability, prepare the correct residence-stage filing, and help plan the I-829 evidence before the conditional period ends.

How soon is an EB-5 visa issued after the interview?
If the consular officer approves the EB-5 immigrant visa and requires nothing further, the passport is often returned with the visa within several business days. There is no single delivery time that applies uniformly across every embassy or consulate. The process can take longer if the post requests more documents, security checks, or administrative processing. Courier arrangements and local holidays may also affect delivery. Our team can check the instructions for the specific post, help the applicant prepare for the interview, and provide a practical local estimate. Nonrefundable travel should not be booked until the passport is returned.

How many EB5 visas per year?
Every year, USCIS issues a maximum of approximately 10,000 new EB-5 visas.

How much investment is required for EB5 visa?
The minimum EB-5 visa investment is $800,000 for infrastructure or targeted employment area projects, and $1,050,000 for non-TEA projects.

What is a Targeted Employment Area (TEA)?
A rural area or high-unemployment area that qualifies for the lower $800,000 EB-5 investment.

Where does the investment money go?
It is invested into a U.S. business or development project that creates jobs.

Do I have to invest my own money?
No, the funds can come from any lawful source, including gifts or loans.

What proof of funds is required?
You must show documentation proving the lawful source and transfer path of the investment funds.

Does EB-5 give a green card immediately?
No, it first grants a conditional green card.

Is the green card conditional or permanent?
The initial green card is conditional for two years.

Can my spouse and children get green cards too?
Yes, your spouse and unmarried children under 21 can qualify.

How many jobs must my investment create?
At least 10 full-time jobs for U.S. workers.

Is the EB-5 investment guaranteed?
No, it must be a real investment with risk.

Can I live anywhere in the U.S.?
Yes, green card holders can live anywhere in the United States.

Can I work for any employer?
Yes, a green card allows you to work for any employer.

Can I start my own business?
Yes, permanent residents can start and run businesses.

How long until I can apply for U.S. citizenship?
Usually five years after becoming a permanent resident.

What are the legal fees for EB-5?
Legal fees typically range from about $15,000 to $30,000.

What is the total cost including lawyers and filing fees?
Total costs often range around $900,000 to $1.2 million depending on the project.

Are rural projects faster?
Yes, rural projects currently receive priority processing.

How much do I need to invest to get a U.S. green card through EB-5?
$800,000 in a TEA project or $1,050,000 in a standard project.

Can an EB-5 petition be denied?

Yes. USCIS can deny an EB-5 petition if the investor does not prove one or more program requirements. Common problems may involve the investment amount, the at-risk requirement, the project or business, the lawful source of the funds, or the job-creation evidence. Our team can review the investor’s funds and project documents before filing, identify avoidable gaps, and prepare a response if USCIS asks for more information.

Can an EB-5 investor file Form I-485 while Form I-526 or I-526E is pending?

Yes, some EB-5 investors already in the United States can file Form I-485 while Form I-526 or I-526E is still pending. A visa must be immediately available, and the investor must meet all other adjustment of status requirements. Concurrent filing is not available in every case. Our team can review the investor’s current status, immigration history, the country used for visa queue purposes, and the latest Visa Bulletin, and advise on whether concurrent filing is available and what it may mean for work authorization, travel, and overall timing.

Can a child age out of an EB-5 application, and can the CSPA help?

Yes. A child can age out if the child is no longer treated as under 21 for immigration purposes when permanent residence becomes available. The Child Status Protection Act may protect some children by subtracting qualifying petition-pending time from the child’s age.

The result depends on the petition, visa availability, the child’s age and whether the child remains unmarried. The child will also normally need to take the required next step within one year of visa availability. Our team can review the dates and filing history and explain whether CSPA protection may be available and which deadlines the family should plan for.

author avatar
Alexander Jovy - Senior Immigration Expert
Article Written by Alexander Jovy, Co-Managing Partner at Global Immigration Partners. 15+ years in E2 Visa, L1 Visas, EB5 Green Cards & investor immigration.

 

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